Through its business partner Wyse Leasing, Optiv Design Ltd is able to offer lease finance as an effective option to outright purchase.
Given that cashflow is your company’s most important asset, why invest it in one single purchase when Wyse Leasing can put a lease agreement in place to free your cash for better deployment elsewhere.
And that’s not all, because lease rentals are 100% allowable against pre-tax profits, all of your lease costs can be offset and deducted as a trading expense.

For quotations download the fax back sheet above fill out the form and simply fax it back.

Your Leasing Questions Answered

I haven’t used leasing before.
Don’t worry, 8 out of 10 accounting firms, Government bodies and 85% of
the Times Top 100 companies all use leasing; you will be joining good
company.

What is the minimum value I can place on a lease & over what term?
The minimum is £1,000 and you can generally choose a term between 12 &
36 months, typically electing to pay your rentals monthly or quarterly but
other payment profiles are available.

How are the rentals treated for VAT?
Rentals attract VAT in the normal way.

Will I have to pay by Direct Debit?
Like most industries you will benefit from the lowest payments if you pay by
DD, but it may also be possible to request an invoice only arrangement.

Will I have to put down a deposit?
No, you only make your first payment when you take delivery.

Will I own the equipment at the end of the term?
With a standard Wyse Leasing rental agreement you will be offered a
number of alternatives at the end of the agreement period whereby you can
retain the use of the equipment for as long as you want. However, for you
to have gained the best tax advantages during the term you will not legally
own it.

What happens if the goods become obsolete or need to be upgraded?
One of the main reasons for leasing is to match the rental term to the
duration that you believe the product will have a fully productive life. You
can at any point in the rental period upgrade the equipment and your
payments will alter accordingly. The upgrade path is another benefit of
leasing.

Can I lease the use of software or other non-tangible items?
Wyse Leasing can offer facilities to finance items such as these.

What happens if I don’t keep up the payments?
Like any agreement, you are agreeing to make the payments as set out in
the document, if you fail to make these payments then steps will be taken
to remove the leased goods and enforce the terms of the agreement.

Will signing a lease reduce my ability to gain credit elsewhere?
No, signing a lease through Wyse Leasing will leave all your present lines of
credit in place, if anything it will help you gain more credit in the future.

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Subject to status and satisfactory credit checks
WY S E L E A S I N G - F U R N I T U R E & I N T E R I O R S D I V I S I O N